BS3 - Risk and Uncertainty

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  • Created by: 09eatonb
  • Created on: 05-01-16 11:12
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  • Risk-Taking / Entrepreneurs
    • What is calculated risk? = The probability of a negative event occurring - risks are associated with the environment
      • RISK = when we don't know what the outcome is, but we do know what the distribution of the outcomes.
        • VS
          • UNCERTAINTY = When we don't know what the outcome is, and we don't know what the distribution is.
      • UNCERTAINTY = When we don't know what the outcome is, and we don't know what the distribution is.
    • Quantifiable risk (Internal)
      • Can be measured
        • e.g. Loss of international sales due to increase in exchange rate
      • What is calculated risk? = The probability of a negative event occurring - risks are associated with the environment
        • RISK = when we don't know what the outcome is, but we do know what the distribution of the outcomes.
          • VS
        • Financial
          • Oporational
            • Strategic
              • Compliance
      • Unquantifiable risk (External)
        • Cannot be measured
          • e.g. reputation of brand
        • Unforeseen
          • Totally unexpected
      • Entrepreneurs
        • A person who sets up a business, taking a financial risk in hope to gain profit
          • Characteristics of an entrepreneur...
            • Determination
            • Risk-Taker
            • High levels of confidence
            • Understands failure
            • Highly Adaptable
        • Examples of an Entrepreneur...
          • Henry Ford
          • Bill Gates
          • Steve Jobs
      • SYSTEMATIC RISKS = Risks associated with the environment
        • VS
          • SPECIFIC RISKS = risks associated with a specific product
      • Risk-Management
        • The IDENTIFICATION, ASSESSMENT and PRIORITISATION of risks followed by coordinated and economical application of resources to minimise, monitor and control the probability and/or the impact of unfortunate events.
        • Methods od managing risks...
          • Risk Assessments
          • Careful Strategic Planning
          • Contingency Plans
          • Renewed human resource management policies
          • Sound Financial Controls

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